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Featured Homes in Boca Raton

Boca Raton Homes Search

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Boca Raton Waterfront Luxury Homes

  • Bel Lido
  • Bel Marra
  • Byrd Beach
  • Boca Bay Colony
  • Boca Harbor
  • Boca Keys
  • Caribbean Keys
  • Estates Spanish River Land
  • Golden Harbor
  • Grand Cay
  • Harbor East
  • Kinney & Gates
  • Lago Mar
  • Lake Boca Raton
  • Lake Rogers
  • Por La Mar
  • Royal Palm Yacht & Country Club
  • Spanish River Land
  • Sun & Surf
  • The Estates
  • The Sanctuary
  • Walkers Cay Tropic
  • Walkers Isle

Boca Raton Intracoastal Condos

Boca Raton
  • Admirals Walk
  • Berkeley Square
  • Boca Beach Apts
  • Boca Inlet
  • Boca Reef
  • Boca Towers
  • Carlton
  • Corniche
  • Esplanade
  • Greenbriar
  • La Font
  • La Fontana
  • Lake House South
  • MayFair
  • Meridian
  • Newth Gardens
  • Ocean Club
  • Patrician
  • Reflections
  • San Remo
  • Sea Ranch
  • Tierra Del Mar
  • Yacht & Racquet Club

Boca Raton New Construction

Homes:

  • Azura
  • The Oaks At Boca Raton
  • The Preserve

    Townhomes:

  • Central Park
  • Fairfield Gardens
  • Royal Poinciana
  • Royal Woods
  • Trieste
  • Tuscany Village
  • Vistazo at Boca Raton
    Condos:
  • 200 East
  • 5 Palms
  • Boca Grand Condo
  • Coronado At Boca Raton
  • Excelsior
  • Luxuria
  • Meridian
  • Palmetto Place
  • Townsend Place
  • What Can You Afford? Print E-mail
    Providing valuable resources for our Boca Raton FL Real Estate Buyers and Sellers is our top priority.

    Now that you have made the decision to buy, it is important to figure out what you can buy.

    Lenders will look at your current budget (income, assets, and debts), and how much you would like to down pay and calculate two ratios to determine how much they are willing to lend. The first ratio sets a limit on what they think you can spend on housing.
     
    For example, a 28% housing ratio means your projected housing cost should be less than 28% of your gross monthly income. These numbers are all flexible depending on your down payment. Generally, the bigger your down payment, the less your monthly payment will be. People can usually afford a house 2.5-3 times their gross annual income. The second ratio compares monthly debt obligations to monthly income.

    After all this is calculated, you can get pre-approved for a loan. This will tell you officially how much you can afford and what your monthly payments will be. Also, this tells the seller you can afford to buy their home. Often buyers can use their pre-approved status as leverage during negotiations.


    Questions about Boca Raton FL Real Estate?


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    Highland Beach Oceanfront Condos

    Highland Beach
    Oceanfront Condos


  • Ambassadors North
  • Ambassadors South
  • Beach Walk
  • Carlton House
  • Clarendon
  • Highlands Place
  • Highland Towers
  • Ocean Dunes
  • Ocean Pines
  • Ocean Terrace
  • Parker Highland
  • Penthouse Towers
  • Townhouses of Highland
  • Trafalgar Highland Beach
  • Villa Magna
  • Villa Mare
  • Villa Nova
  • Villas of Highland Beach
  • Wiltshire House

  • Boca Raton Elementary Schools Boundaries

    Boca Raton Elementary
    Schools Boundaries

    Boca Raton Middle Schools Boundaries

    Boca Raton Middle
    Schools Boundaries

    Boca Raton High Schools Boundaries

    Boca Raton High
    Schools Boundaries

    Highland Beach Intracoastal Condos

    Highland Beach
    Intracoastal Condos
    • Aberdeen Arms
    • Bel Lido Estates Condo
    • Boca Cove
    • Braemar Isle
    • Camelot On Atlantic
    • Carron House
    • Casa Marina
    • Casuarina
    • Coronado
    • Dalton Place
    • El Dorado Condo
    • Highland Beach Club
    • Highland Court
    • Monterey House
    • Penthouse Highlands
    • Regency Highland
    • Seagate Highland Condo
    • Toscana
    • Villa Costa

    Boca Raton Foreclosures

    iPhone App Boca Raton Homes for sale

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    In your Boca Falls neighborhood or
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    Drive, walk, see what's for sale.
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    Get prices, pictures and all the details.
    If interested, Call/Email for an appointment!

    Boca Raton Country Clubs

    • Boca Club 
    • Boca Country Club
    • Boca Greens
    • Boca Grove CC
    • Boca Lago
    • Boca Pointe
    • Boca West CC
    • Boca Woods CC
    • Bocaire CC
    • Broken Sound CC
    • Polo Club CC
    • St. Andrews CC
    • Stonebridge CC
    • Woodfield CC

    Homes in East Boca Raton

    Homes in Central Boca Raton

    Homes in West Boca Raton

    Rent vs. Buy Calculator

    Am I better off renting or owning? This calculator will show you the financial differences between the two.
    $   Current Rent
      % Est. tax bracket
    $   Purchase Price
      % Down Payment
      % Interest Rate
        Mortgage Term (Years)
        Your Monthly Payment
    $   Yearly Taxes?
    $   Yearly Insurance?
        Total PITI
        How long will you own (typ. 7 yrs)

    $   This is your rent over the period
    $   This is mortgage over the period

    Payment Estimator

    Calculate your mortgage repayments:

    Loan amount: $
    Down payment: $
    Annual interest rate: %
    Term of loan: years

    Total interest:
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    Monthly payment:
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    Equal Housing Opportunity

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